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Thursday, December 7, 2006

How To Get An Auto Loan If You Have Bad Credit

Are you in need of a new car, but are afraid it’s impossible because of your bad credit?


Well, the fact is that, today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.


If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? One place that you can find this information is the free credit report service at www.AnnualCreditReport.com. At this site, you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself. The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don’t know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.


I definitely don’t recommend getting a bad credit car loan from the local car dealership where you buy your car. You will definitely get charged a very high interest rate (APR), and will most likely be fed a load of bull about the bank "requiring you" to buy extras like the extended warranty, glass VIN etching, credit life insurance, etc. etc. The list goes on. One trick that they also do is to say that your credit score is lower than it is just to justify higher interest rates. You just need to know that information anyway. If you don’t, it can really cost you in the long run. Let’s use an example. Lets say that you’re getting 12% APR (could be higher) bad interest loan from a dealership instead of a normal 6.25% APR car loan you might find elsewhere. True, the monthly payment is only about $40 higher for the bad credit loan per month, but over the life of the loan (generally 60 months), high interest really adds up. In the end you pay an extra $2,500!


Keep in mind that bad credit auto loan lenders usually require that you have steady employment and a favorable debt-to-income ratio. Of course, if you cannot demonstrate employment, you are dead in the water anyway. But what the bad credit borrower needs to understand is the fact that this kind of loan can come at a high price, and it pays to research several options before buying.
One of the best places to find a bad credit lender is online. There are hundreds of them there out there. Shop around. Simply google “bad credit auto loan” and several will come up. I would try to go with a well known, established auto loan company. Check out its background with the Better Business Bureau. Be sure to read the fine print and know what the exact terms of the loan are.



Another place to look for automobile financing is your local bank. Sometimes when it is hard to get a loan anywhere else, you can get the money you need from this traditional source. If nothing else, you can get someone else with good credit to co-sign the loan with you. The co-signer assumes equal responsibility for the loan, so it is best to have an open line of communication with the co-signer about your credit situation. On any loan, also be sure that there is no prepayment penalty in the fine print so that you can pay it off early or refinance easily.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn’t hold you back.


About The Author
Chris Chandler is a successful entrepreneur, webmaster, speaker, and internet marketing consultant. His website, Christian eBuy, http://www.christianebuy.com, is the top ranked website for Christian businesses. It provides information for business & personal finances such as for bad credit auto loans at http://christianebuy.com/articles/auto-loan.htm This article may be reprinted on other sites if you contact us first and use this resource box as it is.

Monday, August 21, 2006

Po Boy's Classic Cars

Are you looking for a classic car dealership in Alabama? Well, Po Boy's in Boaz AL is your place to get the rarest classic cars in Alabama He has a nice 62 Chevy Corvair for sale as well as many, many others.

Friday, August 11, 2006

Visit www.BuyOldCars.com

Visit www.BuyOldCars.com for the best in classic car buys!

Knowing the Ford Crown Victoria as the Classic Sedan

Knowing the Ford Crown Victoria as the Classic Sedan
by: Jason Moore

The Ford Crown Victoria is also popularly known as the Crown Vic. This vehicle is a vehicle manufactured by the Ford Motor Company and it has been in production since 1955 up until the present. It is a full size vehicle. It has been made in one body style only and that is a sedan. The Ford Crown Victoria holds four doors and it has been built on the Ford Motor Company’s FR Panther platform, thus making this sedan a relative of the Mercury Grand Marquis, the Mercury Marauder, as well as the Lincoln Town Car. The competitions for this vehicle include the Buick Lucerne, and the Toyota Avalon.

Despite the very fact that the Ford Crown Victoria has been in the rounds for many years already, decades in fact, this vehicle has not quite got the attention of the general public. However, the sales for this vehicle are quite high among fleets as well as rental car companies. This vehicle also has a twin which is the Mercury Grand Marquis. The Ford Crown Victoria shares some of its components with the Lincoln Town Car, however as per the exterior parts, everything on the Ford Crown Victoria is original.

At present, this classic sedan has been made available with many choices available for interested parties and for Ford Crown Victoria owners. As per the seats, only one material is used though and this is leather. However, there is a variety of available colors which comprise of Charcoal Black Leather, Light Camel Leather, and Medium Light Stone Leather. On the other hand, the exterior has a much wider array of color choices. These choices comprise of Dark Toreador Red, Silver Birch, Black, Tungsten Clearcoat Metallic, Arizona Beige, Light Tundra, Dark Blue Pearl, Vibrant White, Smokestone, and Light Ice Blue Clearcoat Metallic. By giving interested parties the chance to choose what color they would like the Ford Crown Victoria gives these people the chance to customize the sedan.

Preserving the history, and the performance as well as the sustained mobility of vehicles are just a few of the goals and targets that dominate of every automobile manufacturer at present. That is the very reason why http://www.premiumcarparts.com continually offers superior Ford auto body parts so as to assist vehicle maintain their capacities and perform well. And this action by Ford Parts and Ford Auto Parts is very much in support of the previously mentioned goals of auto makers.

This online store has a huge collection of quality and durable Ford Crown Victoria parts as well as Ford vehicles parts and accessories. The list of these include accessories, air intake, body parts, brakes, climate control, clutch parts, cooling system parts, diesel fuel injection parts, drive belts, driveshaft and axle, electrical parts, mechanical parts, service tools, steering, suspension parts, and transmission parts among many others. Ford Parts and Ford Auto Parts have proven reliability for genuine and quality Ford auto parts that has kept customer loyalty for years.

About The Author


Jason Moore, a 35 year old freelance writer from Austin, Texas. He also works as a marketing analyst for an established auto parts store in the country.

Ford Parts and Ford Auto Parts http://www.premiumcarparts.com/ford-crown-victoria-parts.html

Jason@premiumcarparts.com

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Thursday, August 3, 2006

1971 Buick Regal Skylark Classic Car for Sale! A Real Muscle Car!

Visit www.BuyOldcars.com
1971 Buick Regal Skylark Custom For Sale
(More Pictures here)

Runs Good!
V8 Engine - 350 2 Barrel
Beautiful Green 71 Buick Skylark Convertible, ready to hit the road!
Location: Boaz, Alabama
Price: Please Call - Pay by Direct Deposit or Cash Contact Information: Contact Owner Grizz on cell phone at 256-239-1236 or from 6-9PM on home phone at 256-593-7630. Email Us for more Info on The 71 Skylark

Mention you found him on Buy Old Cars.com for this deal on the 71Buick Skylark! This green 1971 Buick Regal Skylark Custom is a collectors' dream! Call us today! Plenty more old classic cars to choose from! Grizz said he had MANY, MANY more where that came from! Restored and un-restored old cars! Call him today to find out more! 1971 Buick Regal Skylark Custom For Sale, 71 Buick Skylark, 71 Skylark, 1971 Skylark, 1970's Buick Skylark, 1971 Sky Lark, 71 Buick Regal Skylark Custom

More Info on the 1971 Buick Skylark
From 1961 through 1972, the Skylark was an intermediate "full-size" car.. Beginning in 1964, the Skylark included the Gran Sport (GS) package, which included the Buick 401 in³ (6.6 L) V8, turning the Skylark into a muscle car. This particular 71 model had the 350 engine. The Buick 350 V8 had a 3.80 in bore (like the 3800) and retained the 3.85 in stroke of the 340. It was introduced in 1968 and produced through 1980.The major differences of the Buick 350 when compared to other GM V8's are, deep skirt block construction, external oil pump, under square bore sizing, 3.0" crank main journals, and 6.5" connecting rods. Some of the design characteristics of the Buick 350 are found in modern GM engines such as the 231 V6, and Series I, II, and III 3800 V6's.

Visit www.BuyOldcars.com


1971 Dodge Charger For Sale


1971 Dodge Charger For Sale
(More Pictures Here)

Runs Good!
V8 - 440 Engine (I think)
Beautiful Green 71 Charger, ready to hit the road!
Location: Boaz, Alabama
Price: $9,000 Contact Information: Contact Owner Grizz on cell phone at 256-239-1236 or from 6-9PM on home phone at 256-593-7630.

Mention you found him on Buy Old Cars.com for this deal on the 1962 Chevy Corvair. This green 1971 dodge charger is a collectors' dream! Call us today! Plenty more old classic cars to choose from! Grizz said he had MANY, MANY more where that came from! Restored and un-restored old cars! Call him today to find out more! 1971 Dodge Charger For Sale, Dodge Charger, 71 Dodge Charger, 71 Charger More


visit www.BuyOldCars.com

Classic Cars Show Down




Classic Cars Show Down
by Joe Thompson
In the auto world, one of the most sought after events are classic car shows. This is usually one of those events where you can find lots of car lovers, aficionados, followers, and simple car enthusiasts. And because classic car shows are events where various kinds of people can simply stare, gawk, or even appreciate at all the unusual and really classic autos and vehicles, it would not be very surprising to see throngs and throngs of people during such events.
Just recently, another car show was successfully conducted. In Los Angeles' Sylvan Park, hundreds of car enthusiasts flocked to attend the Optimist Car Show and Chili Cook-off. This car show actually is done every year and the year 2006 marks as the 15th time that such an event was held.
Such an event features classic cars. However, there are other main attractions that attendees could find interesting. While going through the area, one can find live music from a couple of bands. There are also various stalls that offer a huge range of food choices as well as beverages to quench the thirst of any tired car show aficionado. Of course, it would not be surprising to find some people also offering those who attended the classic car show classic auto parts like Plymouth Voyager parts.
Anyhow, the event took off with more than 350 classic vehicles, cars, and autos in attendance plus a huge number of motorcycles as well. These vehicles were displayed so that everyone could take a look at such creations. Those owners who showed off their vehicles and who shared their well maintained vehicles took home prizes, especially those who owned the best vehicles in each class.
John Johnson is the chairman for this year's car show. Of course, he was quite enthusiastic by the wonderful outcome of the event. And the income that they would be able to generate would be helping out those in need. He explains, "Our car show is our major fundraise for the year along with being one of the signature public events in Redlands."

About the Author
Joe Thompson is the owner of a successful auto body shop in Ferndale, California. This 38 year old is also a prolific writer, contributing automotive related articles to various publications.

The Top 3 Ways to Look For A Classic Car Online


visit www.BuyOldCars.com

The Top 3 Ways to Look For A Classic Car Online
by: Tim Jeffries

It’s annoying, I know, but it certainly is effective. The time and energy doing the research might seem annoying but it’s always worth it in the end. Imagine being 3 clicks from the find of your life. That’s the way the classic car market works online. I must admit to being a little bit of a classic car enthusiast myself. Furthermore, I must admit to being a diligent researcher. So, when I’m looking to either buy or examine the collection of classic cars for sale, it’s not too tough. So, I’m going to give you a couple of hints of where to start looking (hint, it’s not the mighty Google. Though, Google is fantastic for a whole bunch of reasons- a high stock price not being last on the list!).

1) Forums. This tip is generally only known to people in the know. There are a ton of forums (basically online community discussion boards) for just about any hobby that you can think of. This certainly includes classic cars. There are probably dozens, if not hundreds, of classic car forums that you can find. And the best part is that a lot of these forums allow the forum members to post live links. The links can either link back to their own sites or interesting listings that they’ve found. Face it: if you search for ‘classic car’ on Google, a few sites will pop up in the top 10. And, from what I’ve seen, they don’t change much over time. But a forum allows a much greater user base to post links to places on the internet that probably aren’t the same as the top 10 listings.

2) Use Ebay. But not to shop. For research. Here’s trick. You don’t have to buy everything you see on Ebay. You can simply search Ebay for Classic Car and then look at the listings. Then, do a little extra effort. Visit the dealer’s website. Look at their selection. It could lead you deeper into the world of classic cars that you’d ever imagine. Ebay is way more than a shopper’s paradise: it’s a researcher’s secret weapon.

3) Learn how the pros buy classic cars online. Without the right knowledge, points #1 and #2 are almost worthless. Learn the ins and outs of classic car buying so you can score the best deal for you money.

About The Author
Tim Jeffries is author of “Classic Car Buying 101.” Grab your copy at
http://www.classiccarclick.com.

Ford Crown Victoria: The Classic American Car - Classic Cars



Visit www.BuyOldcars.com

Ford Crown Victoria: The Classic American Car
by: Jay Stevens

The Ford Motor Company is yet again behind one of the superb vehicles – the Ford Crown Victoria. This vehicle is a full-size car that had its history of production dating back to the 1950s, and relived again in the 1970s. It had quite a mediocre sale in the general public’s market, however, it gained much popularity among the ranks of those in uniform. This is a full-sized sedan, and is more often known as “Crown Vic”. It is more known to be a top-of-the-line sedan among the Ford’s creations. Its predecessor was the Ford LTD. And just like the Ford LTD, the Ford Crown Victoria is also usually used as a taxi cab, fleet vehicle, and police car.

The very first of the Crown Victorias had its humble makings starting in the year 1955. It made its way down the streets as a two-door six-seater hardtop coupe. It differed from the regular Victoria model through its having a stainless steel band that ‘crowned’ the roofline, passing right over the car, as an extension of the B-pillar line.

People talking about a traditional American are more often than not talking about vehicles like the Ford Crown Victoria, or its twin the Mercury Grand Marquis. The Ford Crown Victoria is a large car with a V8 engine under the long hood and a body separate from its steel frame. Furthermore, it has wide bench seats, soft suspension, a relatively large trunk, and poor fuel economy. The police have liked the Ford Crown Victoria because the engine makes it fairly quick, along with its rear-wheel drive that provides predictable handling, the interior can handle and take in the officer and all the police gear, plus the simple mechanicals are durable. Overall, the vehicle is not expensive.

This vehicle has been made available in three trim levels which comprises of the Standard, the LX, and the LX Sport. The Standard is plain, which is what most fleets like. The mid-line LX has alloy wheels, making it exude the look of more like a civilian machine. The LX Sport has slightly larger alloy wheels. Ordering it in dark red, gray, black, or silver birch means that it comes with a color-matched monochrome trim. The black LX Sport looks a lot like an unmarked police car.

As for the Ford Crown Victoria’s interior, it is currently one of the few remaining cars that are sold in the U.S. that still offer a bench front seat. The seats are soft, however for longer drives, it could get uncomfortable for passengers since it lacks support. The controls found inside this vehicle are fairly simple and straightforward.

Ford Crown Victoria owners can shop for discount car parts and accessories from http://www.carpartsmax.com auto parts catalog. In stock are thousands of Ford Crown Victoria parts for all enthusiasts. From engine and radiator parts to lights and hoods and wheels, customers can find everything to repair and maintain their Ford Crown Victoria.

Although the Ford Crown Victoria has squishy seats, a mushy handling, and modest V8 engines, these are overpowered by the vehicle’s huge trunk. Also, one plus for this is that because it is often mistaken for a cop car, the Ford Crown Victoria receives respect when on the road. And, this vehicle is certainly a full-size, rear-drive Americana.

About The Author
Jay Stevens works as a consultant for an established auto parts store in the country. He has expertise in automotive technology and has inside knowledge on the auto parts industry.
Ford Parts Discount http://www.carpartsmax.com/Ford_Crown_Victoria_Parts.html
jay@carpartsmax.com



Visit Classic Cars

Buying Your First Classic Car




Buying Your First Classic Car
by: Tony Brings

For most people, owning classic or vintage cars is a dream-come true. Owning classic cars are considered a luxury. It is very expensive and most people cannot afford to buy one, much more to restore one.

If you are considering buying a classic car, you should first think about your budget, how much are you willing to spend on these antique machines? There are some people who spend their saving just to own one.

Vintage cars can also be an investment. After you restore one, the market value of the car would be better than you imagined. Depending on its model and condition, classic cars can be a potential profit maker.

These classics are usually sold in auctions and there are many classic car enthusiasts out there willing to spend a fortune on these cars.

However, before buying one you should consider the following:

Keep in mind that what you want to buy would be described as a collector car.

Decide what car fits your budget. This will probably eliminate those vintages you drool about in major car shows, unless you are very rich. Just one of those cars you see in major car shows can cost you at least hundreds of thousands of dollars.

Researching on where to buy classic cars is not easy. You have to spend a lot of time and effort just by searching one of these cars. Remember that these cars are not manufactured anymore and you do not often see these on your regular used car dealership.

You would probably find one on junk yards or on old people’s houses that do sell or throw these classics away. You can even get them with a bargain price. However, these cars are probably covered with rust already and have engines that are in bad shape.

Another good way to look for a classic car is by going to auctions. If you can afford to travel, take time to go to car auctions in different places.

This will give you a chance to offer a bargain for it. You can also opt for a classic car that is in good condition and less restoration will be required.

If you found what you were looking for, compare them. If you are a mechanic you can probably do the comparison yourself, if not, try to bring your trusted mechanic along to help you decide which one to buy. Always remember that the less restoration required the better.

After purchasing the car, the next step would be restoring it. Be prepared to spend a lot of time and money on this phase, since good car parts for classic cars are hard to come by and are usually very expensive to manufacture.

Obtaining the car parts necessary for restoration will be very time consuming and will require you to make many calls in shops that sells antique car parts. One way of easily obtaining classic car parts is by searching in the Internet.

Here, you can obtain hard-to-find parts for the model of your car.

If you do not find one, you can ask a machine shop to manufacture one for you. All you have to do is bring the old part to the shop and they will do the rest.

If you don’t know much about repairing cars, much more restoring it, it is probably best if you hire a mechanic to do the restoration or go to one of those classic car restoration shops. These kinds of shops are usually very expensive and not recommended if you bought the car for investment purposes.

This is because some classic cars restored are valued less than what it costs to do the restoration.

After the restoration and paying huge bills for the mechanic or restoration shops, you can now fully enjoy your vintage car for years to come.

About The Author


Tony Brings is the editor of Auto Auction Abakus. Get current news about government auctions, police auctions, and car auctions around the country. http://www.autoauctionabakus.info

Finding Classic Auto Parts - How to Do it!



Finding Classic Auto Parts
by: Jenna Simpson

If you finally got the classic car of your dream, finding the car parts for it is will be a hard task. Classic car parts are hard to come by because they are no longer in production, they don’t make the parts for them anymore. But that doesn’t mean they can’t be found.
One place to start looking would be online auction sites. For example, Ebay might be the easiest place to start. Ebay motors have a wide range of classic car parts, so it’s possible you might find what you are looking for.

You might also want to check out local swap meets, they are a good way to find classic car parts you’re looking. You can locate older model accessories and other outdated items.
As a last resort you can always check out car part dealer magazines. The problem with that would be the fact that you probably have to pay more money, but if you do indeed find the part you’re looking for it might be worth it.

But if it you wish to look further you can always check out clubs and organizations. More then likely many clubs and organizations are geared toward cars, or classic cars.
You could check out the internet. It seems today that theirs nothing you can’t find on the internet. You can search and find clubs you can join; it’s a good idea to search on yahoo.
If you are really desperate you can also go to the junkyard. Though it will be like looking for a needle in a hay stack, but it’s worth a shot. You can either visit or phone to see if they have the part.

But the more you take care of your car the less you’ll need to go running around looking for parts, and the more you actually enjoy your car.

About The Author
Jenna Simpson is a successful freelance author that writes regularly for http://www.garage-plans-n-kits.com/. Her articles have also been featured on related sites such as http://www.carparttips.info/ and http://www.coolingsystemsguide.info/.

Visit Buy Old Cars.com!







New 2006 Classic Cars For Sale Listings
1962 Chevy Corvair NEW!

Other Classic Cars For Sale! Updated August 4, 2006
1971 Dodge Charger For Sale NEW!
1971 Buick Regal Skylark Custom For Sale - Green NEW!
1935 Ford Coupe NEW!
1969 Camaro Purple
1972 Pro Street Rod
1965 Marlin Original
1955 Chevy V 8
1935 Plymouth
1988 Chevrolet Truck
1935 Ford
1983 Ford Mustang
1969 Buick Skylark Convertible
1946 GMC Pickup Truck
1957 Chevy Pickup Truck
1978 El Camino
1923 T Bucket Ford

1935 Ford Coupe For Sale -- Only $18,500!


This beautiful 1935 Ford Coupe is Blue & White. The 2 back windows are glass, with the back window being the crank down type. All metal except back 2 fender. Stroker motor 350. Mustang front end, camaro rear end. New duallies. Snap power windows. New Interior. 5 WIndow Coupe.

Email me at info@buyoldcars.com or call the owner Grizz at 256-239-1236
Negotiable

MANY MORE CARS TO CHOOSE FROM! WE NEED TO MAKE ROOM FOR MORE!

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